There are two types of people when it comes to personal budgeting. The free spirit and the nerd. The free spirit goes with the flow, does what feel good and is laid back. The nerd is watching every penny and identifies where it goes. We have heard all the stories. “I know how much I spend each week on food, I don’t need to do a budget.” Or, “As long as I have the money in my account I buy it!” Or our personal favorite, “I keep track of all my expenses in my head, I don’t need to write them down.” The reality is that doing a budget is very easy and with the technology tools we have today such as online banking and apps like Mint, its makes it even easier. You simply can’t develop any long term financial goals without a budget. Sure, you might get lucky and get to the end with some coin, but why take a chance? The average household has over $7,000 in credit card debt, over $15,000 in student loan debt and over $150,000 in a mortgage. Why not aim your money at a target of getting out of debt, so you can really chase down those financial dreams! Telling you money where to go each month is the catalyst that will make this happen. Let Davis Consulting Group help you in business or personally get you to next level. At the personal level we offer this service one on one, or two on two for couples. Call us today!